It's time for a better way to pay.

Credova is proud to be SFIA's only endorsed Buy Now, Pay Later provider.



Why choose Credova?

Credova developed a Buy Now Pay Later payment method that can go anywhere, do anything, and reach far into the credit spectrum while returning incredible results. We’ve created a product that more businesses and shoppers can access than any other buy now pay later payment method on the market.

Five reasons your customers love us


Short Term Financing

4 payments with no interest over six weeks.


Long Term Financing

Extended financing options between 6 and 60 months.


Approval Amounts

Customers can get approved for up to $10,000.


Interest Free

Interest free financing options available.


Full Credit Spectrum

We approve deep into the credit spectrum to qualify more buyers.

Our objective is to increase your sales.

Increase your sales, grow your average order value, and improve conversion rates. Shopper demand continues to grow, with 85% of shoppers having used BNPL and plan to continue to in the future.

Data source: The Ascent survey of 2,000 American adults, conducted March 10, 2021.

Credova merchants report up to...


Credova gives shoppers more ways to pay.

Credova offers multiple payment options from long term (up to 60 months) and short term (split pay over several weeks), and we approve customers within seconds with no hard inquiry on their credit.

No Product Exclusions

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Credova provides financing across all* product categories, without product exclusions. Where other BNPL providers stop a transaction from occurring if an ineligible item is in cart, Credova gives your customers the freedom they need for the purchases they want.

Example Sporting Goods Categories:

  • Clothing & Footwear
  • Team Sports Equipment
  • Golfing
  • Cycling
  • Hunting
  • Fishing
  • Winter Sports
  • Water Sports
  • Camping
  • Off-Roading
  • and more

*Ineligible Categories:

  • Gift cards, cash, or cash equivalents
  • Goods or services that infringe on third party intellectual property (ie: counterfeit goods) or are illegal under state/federal law.

Credova easily integrates with these e-commerce platforms



Ready to get started with Credova?

With both in-store and online financing options and seamless integrations, the Credova team is ready to get you started. Whether you use WooCommerce or Magento, Credova has plugin available on multiple eCommerce platforms, making integration fast.