Financing built forthe outdoors.
Credova is the only all inclusive, buy now pay later company that specializes in financing for outdoor lifestyles.

Ready to get started with Credova?

With both in-store and online financing options and seamless integrations, the Credova team is ready to get you started. Whether you use WooCommerce or Magento, Credova has plugin available on multiple eCommerce platforms, making integration fast. Get started now.

Why choose Credova?


Credova developed a Buy Now Pay Later payment method that can go anywhere, do anything, and reach far into the credit spectrum while returning incredible results. We’ve created a product that more businesses and shoppers can access than any other buy now pay later payment method on the market.


Credova offers multiple payment options, approvals within seconds, and no hard inquiry on the customers credit.

By providing the framework for several types of financing, from long term (up to 60 months) and short term (split pay over several weeks), Credova gives shoppers more ways to pay.


Approval Amounts

Customers can get approved for up to $10,000.


Short Term Financing

4 payments with no interest over six weeks.


Long Term Financing

Extended financing options between 12 and 60 months.


Interest Free

Interest free financing options available.

Our objective is to increase your sales.

Increase your sales, grow your average order value, and improve conversion rates. Shopper demand continues to grow, with 85% of shoppers having used BNPL and plan to continue to in the future.

Data source: The Ascent survey of 2,000 American adults, conducted March 10, 2021.

Credova merchants report up to...


"…. Credova - has proven to be a great tool for us particularly with higher priced items.  So far Credova has been great to work with and I know that we have made some sales that would have never happened without the financing.”         -Centennial

"Since starting Credova we have seen an increase in sales. The Credova staff is easy to work with and quick to respond to our questions. We have used other options in store before and no other options were nearly as user-friendly. Thank you Credova staff!"      -Team Trinity

"With unexpected repairs, Credova is key to the success of my company and Credova and their staff is very friendly and their system is super easy to follow."       -Miguel Valdes store manager Meineke

No Product Exclusions

Credova provides financing across all* product categories, without product exclusions. Where other BNPL providers stop a transaction from occurring if an ineligible item is in cart, Credova allows a seamless process, and all-item financing, through Inclusive Checkouts, giving your customers the freedom they need for the purchases they want.

Eligible Categories

  • Hunting
  • Shooting
  • Fishing
  • Camping
  • Boating
  • Outdoor Cooking
  • Clothing
  • Footwear

Ineligible Categories:

  • Gift cards, cash, or cash equivalents
  • Goods or services that infringe on third party intellectual property (ie: counterfeit goods) or are illegal under state/federal law.

How It Works:


Fill Your Cart

Customers can shop online and in-store. Credova “as low as” pricing is displayed on the product page giving your customer a flexible way to pay.


Customers Apply

Customers apply for and use Credova financing at checkout, choosing a plan that best fits their needs.

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You’re Paid

Credova pays you directly for the customers purchase via ACH. The Merchant is not liable or responsible for consumer repayment or defaults.

Credova easily integrates with these e-commerce platforms